Investment Growth Calculator

Project your portfolio value over time with an initial investment, regular monthly contributions, and expected returns. Optionally adjust for inflation to see your real purchasing power.

Investment Growth Calculator

FAQ

Why adjust for inflation?

Inflation erodes purchasing power over time. A dollar today buys more than a dollar in 20 years. Inflation-adjusted (real) returns show what your future money will actually be worth in today's terms.

What is a realistic annual return?

The S&P 500 has historically returned about 10% per year (7% after inflation). Conservative portfolios may return 5-7%, while aggressive ones might target 10-12%.

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