Lumpsum Calculator
Calculate the future value of a one-time lumpsum investment. Enter your investment amount, expected annual return rate, and investment period to see how compound interest grows your initial investment over time.
Lumpsum Calculator
FAQ
What is a lumpsum investment?
A lumpsum investment is a one-time, bulk investment of a large amount of money into a fund or asset, as opposed to making periodic contributions like a SIP. It is often used when you receive a windfall, bonus, or inheritance.
How is lumpsum growth calculated?
Future Value = Principal x (1 + Rate)^Years. This formula applies compound interest to your initial investment. For example, $50,000 at 10% for 15 years grows to approximately $208,862.
When should I choose lumpsum over SIP?
Lumpsum is typically better when markets are at a low point and expected to rise, or when you have a large sum available and a long investment horizon. SIP is generally better for managing risk in uncertain or volatile markets.